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Welcome to the future with BnB Pay

Your digital banking alternative. Multi-currency accounts, faster execution, a secure payment network, and absolutely no hidden fees. It’s time to leave the traditional banking in the past.

Create your Account

Multi-Currency Payment Accounts

Manage your forex and international payments with an individual multi-currency account that allows you to send and receive payments in the currency of your choice.

Payment Cards

BnB Pay offers virtual and physical Mastercard debit cards to customers worldwide for easy online and offline payments. Have the freedom to choose!

Cutting Edge Technology

BnB Pay’s innovative infrastructure enables global transactions in 26 currencies while guaranteeing service quality.

Support 24/7

Need assistance with your account? We'll get you the help you need.
Chat to our all-human customer support team, available 24 hours a day, 7 days a week.

About Us

Your digital banking alternative is here.

Bull & Bear Payments Ltd “BnB Pay” is a digital banking alternative. We provide our customers with multi-currency payment accounts, in order to facilitate cross border transactions. BnB Pay is connected to all major payment networks, enabling individuals and companies to transact with their counter parties worldwide, immediately.

BnB Pay can enable delivery of your EUR payments within seconds, by being members of the European system EBA clearing, SWIFT and SEPA. Each client will have access to their online portal to send, receive, view and manage their transactions and make the most of the services BnB Pay has to offer. BnB Pay took the payment functions of your traditional bank, made them more efficient and available whenever you need them with faster execution, a customer-oriented interface, a secure payment network and absolutely no hidden fees.

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Our Services

Use B&B Pay for multi-currency accounts and more.

Foreign Exchange

Forget the hidden fees and confusion caused by trading. BnB Pay offers forex exchange in real-time with low commissions and 26 currencies available.

Fast Transfer

Transferring money abroad has never been faster! BnB Pay can enable the delivery of your payments for other BnB Pay account-holders easily and within seconds.

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Why Choose Us?

If you want to make your life easier, BnB Pay is the right choice for you.

Get Started

Safety & Transparency

At BnB Pay, we take security very seriously. Our platform is designed to protect your personal information and has built-in security features to better protect your transactions. Our systems are safeguarded by layers of world-class security, and all data is encrypted until it is needed.

Flexibility and Accessibility

Whether you go fully digital with a virtual card or keep it traditional with a physical card, make payments with the most preferable currency and have the freedom to use it anytime and anywhere you want it. Your account and its services are available to you 24/7.

How it works

Forget about regular bank paperwork. Opening an account with BnB Pay couldn't be easier and faster.
3 minutes online registration!


Open an Account

Register for free. Very fast and easy, it takes less than 3 minutes.


Send your Documentation

After registration, you will be requested to send a few documents.


You are part of BnB Pay

Get ready to use BnB Pay and everything we have to offer you!

*You may be requested to provide further information that may not be accessible to general public.
*You may also be asked for second copy of ID and proof of address if the first cannot be authenticated.

No limits, no barriers. Our multi-currency accounts are available all around the world.

BnB Pay took the payment functions of your traditional bank and made them more efficient and available whenever and wherever you need them.

Frequently Asked Questions

Check out our customers' most frequently asked questions to find the answers to yours! If the answer you need isn’t here, get in touch with us.

No, opening an Account is completely free.

Yes, you can transfer funds from Bull & Bear Pay to another bank account.

Click on the Sign Up button in the top bar to access the registration form. Provide all requested information and documents, wait for verification and have your account activated.

No, we do not share the information of our account holders with any third-party organization.

Both BnB Pay virtual and physical cards can be ordered on our website, after you have opened an account.

Cards for personal accounts can be ordered only by the owner of the account.